DAWG AID 

Grants, Federal Work Study, loans, and a limited number of scholarships are available through The Office of Student Financial Aid to help defray educational expenses at The University of Georgia. Grants do not have to be repaid. Federal Work-Study awards are earned during the period of enrollment. Most loans must be repaid in cash. You must be enrolled at least half time to receive a Federal Direct Loan or Federal Direct Parent (PLUS) Loan.  You must be enrolled full-time to receive the Regents' Scholarship.  Federal Pell Grants are available for less than full-time students depending on need. HOPE Scholarships, Federal Supplemental Educational Opportunity Grants, Federal Perkins Loans, and Federal Work Study are available for one or more hours of enrollment. All student financial aid will be awarded based on anticipated full-time enrollment unless otherwise noted on your Award Letter.

Types of Financial Aid

Grants:

• FEDERAL PELL GRANT is awarded to undergraduate students earning a first bachelor's degree.  The grant is determined by the Cost of Attendance, the Expected Family Contribution provided by the U. S. Department of Education, and your enrollment status. If you are enrolled full time (twelve or more credit hours), you receive your full eligibility. If you are enrolled nine to eleven credit hours, you receive three fourths of your eligibility. If you are enrolled six to eight credit hours, you receive one half of your eligibility. If you are enrolled less than six credit hours, you receive one/fourth of your eligibility.
•  FEDERAL SUPPLEMENTAL EDUCATIONAL OPPORTUNITY GRANT (FSEOG) is awarded to undergraduate students. Eligibility is based on Established Financial Need, and funding is limited to students with full Federal Pell Grant eligibility.
• LAW ENFORCEMENT PERSONNEL DEPENDENTS GRANT (LEPD) of $2,000 per academic year is awarded to eligible Georgia residents who are dependent children of Georgia law enforcement officers, prison guards, or firemen who were permanently disabled or killed in the line of duty. Eligible students should contact OSFA.
• GEORGIA PUBLIC SAFETY MEMORIAL GRANT is awarded to the son or daughter of any Georgia public safety officer who is killed or permanently disabled in the line of duty. This program which is funded by the Georgia Lottery for Education, covers the Cost of Attendance at a Georgia public post-secondary institution, minus other gift aid received, including the Law Enforcement Personnel Dependents Grant.
   

HOPE SCHOLARSHIP (Helping Outstanding Pupils Educationally) is funded by the Georgia Lottery for Education and is available to eligible 1999 Georgia high school graduates.  For 1999-00 the HOPE Scholarship will cover tuition and fees, and provide a book allowance each semester for those working on a first undergraduate degree.

• Full time enrollment is not a requirement.
• Grade point eligibility for entering freshmen is based on a final high school GPA of 3.0 or better as determined by the high school and reported to the Georgia Student Finance Commission (GSFC).
• Students are eligible for up to 127 hours of attempted course work, unless they are in an approved five year degree program (Landscape Architecture and Pharmacy).
• The HOPE Scholarship is reduced by the amount of Federal Pell Grant or other federal grants the student receives.
• Students receiving a full Pell Grant and FSEOG are only eligible for the book allowance.
• The HOPE application process must be completed before the end of Spring Semester 2000 in order to be paid for the 1999-00 award year.
• For further details contact the GSFC at 1-800-546-HOPE or access the HOPE Scholarship website at http://www.hope.gsfc.org/.
   

   

• THE FEDERAL DIRECT LOAN allows students enrolled at least half time to borrow money at low interest for educational expenses. There are two types of Federal Direct Student Loans: 1) Federal Direct Loans, and 2) Federal Direct Unsubsidized Loans . The Federal Direct Loan is need based and the federal government subsidizes and pays the interest on this loan while the student is in school and during the six month grace period. The Unsubsidized Loan is not need based. This loan was created for borrowers who do not qualify for federal interest subsidies. The student either pays the interest while in school and during the six month grace period, or it is added to the balance of the loan.
• THE FEDERAL DIRECT PARENT (PLUS) LOAN is an educational loan for parents of dependent undergraduate students enrolled at least half time. Financial need is not a requirement, but good credit is required. Loan eligibility is based on the Cost of Attendance minus other aid received.

• FEDERAL WORK STUDY (FWS) eligibility is based on Established Financial Need.
• Awards range from $1,500 to $3,000 per year.
• Jobs are on campus and work schedules are planned around your class schedule.
• Jobs pay $5.15 (Federal minimum wage) per hour for 1999-00 and generally require 10 to 20 hours of work per week.
• FWS awards do not defer tuition and fees.
• Students are paid bi-weekly for hours worked.
• Every FWS recipient receives a Federal Work Study Questionnaire along with an Award Letter.  This questionnaire allows you to list your job skills and areas of interest and must be returned to Office of Student Financial Aid.  The Office of Student Financial Aid uses this information to make Federal Work Study assignments and strives to honor student preferences as long as employer needs can be met.
• Job assignments are made for the entire academic year.
• Job assignments will be mailed to students in early August.
   

Taken from UGA Office of Student Financial Aid.